Question by xoxo 5129: i need a personal loan and debt consolidation, my credit score is fair..what can i do?
i need a loan of possibly about $ 10,000 for emergency expenses… i also already have about a $ 9600 loan, credit card debt of about $ 6000 and an auto loan for $ 30000. my credit score is fair, mid 600′s… what can i do? do i have any options?
Best answer:
Answer by Ryan M
Sounds like you are living WAY outside of your means. Get rid of the $ 30k car. No one with your kind of money/debt issues needs a $ 30k car.
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no one is going to lend you another 10,000 with that much debt
why did you buy a $ 30,000 car?
I make $ 100,000 a yr – I own a $ 13,000 car that was 2 yrs old when i bought it and teh next one I buy will be another 2 yr old one for less than $ 15,000
bankruptcy and getting rid of the expensive car is always an option