Question by Augustina Sartin: Help please! What are the advantages and disadvantages of debt consolidation? Help please! What are the advantages and disadvantages of debt consolidation? What is the best debt Counseling and debt consolidation services? Are there any debt or credit card consolidation services that are easy to use and secure and worth the time? Best answer: Answer by DavidDebt consolidation allows you to pay down the principles of your lending obligations faster, and it offers you means to salvage fair to low ... Continue reading
Has anyone ever used debt consolidation service (My debt my choice)?
Question by Jennifer w: Has anyone ever used debt consolidation service (My debt my choice)? Is it really true they can knock off your credit card balances and combine them into one payment? Any drawbacks too? Best answer: Answer by tyggerspawsMy mom did that..and still had to pay nearly $ 800 dollars a month..she finally had to go bankrupt. Know better? Leave your own answer in the comments! Continue reading
You get more accomplished with a debt consolidation company.?
Question by Bob b: You get more accomplished with a debt consolidation company.? I actually have found that you get more accomplished with a debt consolidation company than trying to negotiate on your own. I had a Discover card and they told me that they would not negotiate with me. I would have to have a company call on my behalf. When the company finally did call, they cut my balance by 40%, eliminated my late fees, and talked down my ... Continue reading
website for debt consolidation loans that you dont have to add it to your mortgage loans?
Question by hardcorewilly69: website for debt consolidation loans that you dont have to add it to your mortgage loans? Best answer: Know better? Leave your own answer in the comments! Continue reading
Unsecured debt consolidation loan?
Question by Maftuna Nurva: Unsecured debt consolidation loan? Are debt consolidation loans secured or unsecured? Best answer: Answer by The GoorooThe main type of debt consolidation is the consolidation loan that can either be offset against a form of collateral, ie your home (secured loan) or a standard consolidation loan that you will need a reasonably good credit score to be approved. This is generally called an unsecured loan. An unsecured loan would be the most preferable as you are not risking your ... Continue reading
Q&A: What resources will provide us with honest Debt Consolidation of our Credit Cards?
Question by Franko: What resources will provide us with honest Debt Consolidation of our Credit Cards? I'm looking for companies or Non-Profits that will help, not hinder in this process. I would prefer to pay the debt off in 4 years, however, the problem is we might need the Credit Card in case of an emergency. NOTE- Some services require that you cancel the card once paid off and/or suspend the credit while paying this debt off. Best answer: Answer by ... Continue reading
Q&A: collection agencies or debt consolidation company?
Question by cbbcountess: collection agencies or debt consolidation company? my husband and i have around $ 5000 in medical bills that we would like to pay off. they are all with the same collection agency. would it be better if to deal directly with the collection agency or go thrugh a debt consolidation compay? i contacted a debt conslidation agency in my area and they informed me that even if the debt is paid it still ... Continue reading
Debt Consolidation for a Flawed But Noble Individual?
Question by Jeff K: Debt Consolidation for a Flawed But Noble Individual? I'm young and stupid, and have racked up $ 23,500 in credit-card debt. I accumulated this debt over the last six years, but within the last summer it skyrocketed due to medical bills and involuntary job loss. However, it all comes down to the fact that I was an idiot with my money for a long, long time. So now, I'm stuck with this debt. I'm ... Continue reading
