The Interest Rates Archive

Debt Payoff?

Question by faith: Debt Payoff? My fiance and I have about $ 50000 in combined debt. The debt consists of credit card debt, medical bills, and simial accounts. We currently live paycheck to paycheck. How can we go about paying off the debts? I have a ... Continue reading

Debt Consolidation for a Flawed But Noble Individual?

Question by Jeff K: Debt Consolidation for a Flawed But Noble Individual? I'm young and stupid, and have racked up $ 23,500 in credit-card debt. I accumulated this debt over the last six years, but within the last summer it skyrocketed due to medical bills and involuntary job loss. ... Continue reading

Q&A: In debt and looking to get out the right way. Please help with personal advice.?

Question by Adam~: In debt and looking to get out the right way. Please help with personal advice.? Total Debt: $ 37,163 Interest Rates: 8%-25% Total Credit Cards: 6 (2 are Care Credit Cards) Car Loans: 2 (probably getting rid of 1) We're really serious about this. I've been listening Dave Ramsey and Larry ... Continue reading

debt consolidation agency VS counseling office.?

Question by saek: debt consolidation agency VS counseling office.? im in middle of choosing between ccc agency and credit counseling office. what is actual difference(good and bad) between these two? and which way is pay off debt faster?? Best answer: Answer by natethenorskConsumer Credit Counseling Service is a highly reputable non-profit organization. There ... Continue reading

How To Get Out Of Debt Fast With US Debt Consolidation Services?

Question by Lia A: How To Get Out Of Debt Fast With US Debt Consolidation Services? Self-help websites would be appreciated. Best answer: Answer by LiveThe most important step you must take to reduce credit card debt is to use your credit card only when required. Larger the debt is, the longer it ... Continue reading

Consolidating debt through consumer credit counseling services?

Question by Holly C: Consolidating debt through consumer credit counseling services? I have approximately $ 2000 of credit card debt that I absolutely need to get paid down. i talked to consumer credit counseling services, a debt consolidation company, http://www.cccsstl.org/ and this is what i was told: Basically they would ... Continue reading

Where can I find debt consolidation for “private” student loans?

Question by young professional: Where can I find debt consolidation for "private" student loans? I am a young professional that is over my head in private student loan debt and credit card debt. I have found several companies willing to help me with my credit card debt but no luck with ... Continue reading

Student loans: Debt consolidation vs. Remortgaging Home?

Question by luckyme460: Student loans: Debt consolidation vs. Remortgaging Home? I have about $ 80,000-$ 100,000 in student debt. I have about 5 different lenders for these loans, with interest rates between 4% and 12%. My parents and I are tossing around the idea of remortgaging their house, where ... Continue reading

What are the disadvantages of getting Debt consolidation?

Question by Gary: What are the disadvantages of getting Debt consolidation? I m is about to take debt consolidation. I know the advantages of it but i want to know the risk too of it . Please tell me your experience also it will plus point for me Best answer: Answer by JudyCons: Get ... Continue reading

Q&A: I need education loan payoff advice. Familiar with Americorps? – put in your two cents…?

Question by krystal_leighton: I need education loan payoff advice. Familiar with Americorps? - put in your two cents...? A while back I went to college and withdrew unofficially, causing the college to charge an exhorbitant amount of money for breaking the contract of my dorm. I owe them $ ... Continue reading